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Victims have lost their life’s savings or faced criminal charges.

Others have even committed suicide from the emotional distress.

The man worked with the FBI, leading to an arrest and charges.

The FBI advises people not to send money to someone they have never met and have no reason to trust.

“The victims have never met the individual with whom they are communicating, but the bond they’ve established through a sophisticated grooming process can be very strong and very difficult to break,” the Cleveland FBI said in a news release on Tuesday.

The victims are often used as “money mules,” making them complicit to laundering illicit funds.

The incidents, and many others, were included in quarterly emails sent to all FBI employees to help them in "steering clear of ethical pitfalls and other violations".“These arrangements only end up in heartbreak,” said Bowdich, who was flanked by officials with the Internal Revenue Service, the state Attorney General’s Office and several investigators with local law enforcement agencies.Bowdich said anyone can be duped, from older people such as Kathy who just want companionship, to young men who fall for photos of pretty girls to people in the LGBT community.The Bureau concluded she was suffering from depression related to the break-up and allowed her to return to work after 10 days.The second employee included a nude photograph which "created office gossip and negatively impacted office operations".When officers arrived they found the agent "drunk and uncooperative" and eventually had to physically subdue him and wrestle away his loaded gun.